Eight weeks · Live on Zoom · Ages 18–22
A course in the two things your own schooling skipped: how money works, and what it's for.
Ten students to a Zoom room, cameras on, no campus. For young adults 18–22 — old enough to open the accounts, young enough for the head start to be worth about $900,000.
Most young people step into adulthood unprepared in two ways. First, they don't know how money actually works — the paycheck, the tax, the credit trap, the account that quietly makes them wealthy if they start now. Second, they've never been asked the harder question underneath it: what is any of this for?
One gap produces debt. The other produces depression. It happens to bright kids from good families. They're not dumb — nobody ever sat them down and told them the truth before their most valuable years slipped away.
This course exists to close both gaps. Not with a lecture or an app, but with a small live room on Zoom, live discussions, and eight weeks that end with accounts open, habits running, and a written answer to the question no course ever asks.
By week eight: real accounts open, transfers automated, and a written answer to enough for what?
How it works, in real accounts. Compounding, paychecks and taxes, the fee-proof bank stack, credit and its traps, how ads get you to spend, index funds and Roth IRAs. By week eight: a money system, built by hand, running on its own.
What it's all for. Attention in the age of the algorithm. Why keeping every option open is its own trap. Commitment, patience, and choosing a life on purpose — built on the book Four Thousand Weeks.
Where the week meets the real world. The ideas everyone inherits about money get examined line by line — the 401(k) that replaced the pension, the fees that eat a third of a lifetime. Then the part no one teaches: how to play it well anyway.
03Why philosophy sits beside the money
"The cost of a thing is the amount of life
which is required to be exchanged for it
immediately, or in the long run."
Henry David Thoreau · Walden
A young person can learn every money skill and still spend their one life badly — saving more, wanting more, always pushing the finish line back. So half of this course goes to the question the finance world never asks: enough for what? Mondays teach compounding and Roth IRAs because they work. Wednesdays teach time, attention, and commitment — because money with no idea what it's for is just a faster way to arrive nowhere.
A young person who invests $200 a month starting at eighteen retires with roughly $1.2 million. Start the identical habit at thirty-five and it's about $300,000.
Same money. Same market. The only difference is when someone taught them how it works. That's the whole bet of this course: start now.
8% average annual return, monthly contributions, no withdrawals. An illustration for education — not a guarantee. Real returns vary year to year.
I spent fifteen years doing the things this course teaches, then explaining them to other people for a living. I'm not a curriculum company or a finance influencer. I did the money part in the wrong order and learned the happiness part the hard way. This course exists so a room of young adults can get both — in the right order, decades earlier than I did.
— Amit Shah
Comparable live programs for young adults run $4,000–$7,400 — larger rooms, no money skills, and an instructor who has never done the thing they're teaching.
Money-back guarantee. Attend everything, finish, and if it wasn't worth it — the full tuition back. Miss sessions and it's void. We bet on the ones who show up.
Questions families ask
The application takes about fifteen minutes, costs nothing, and commits you to nothing. Every application gets a reply.
The next class is ten seats, eight weeks, taken once. Application windows are brief. The waitlist is how you find out when one opens. The rest is the long run.
Join the waitlistField Notes by email
A two-page playbook of the moves that make the head start real — free, with one honest note a month behind it. No hustle, no spam.
One more click. The playbook is in your inbox — open the email and hit Get the playbook. Not there in a minute? Check spam. Curious what it's one afternoon of? Application windows are brief. The waitlist is how you find out when one opens.
The playbook · Three pages
The playbook: the moves, the philosophy under them, and the arithmetic that makes when beat how much.